Home | Current Rates Current Loan Rates
**APR is annual percentage rate. Rate quoted is "as low as", which is a premium rate for customers with EXCELLENT CREDIT (720 or greater credit score)and automatic payment, and is subject to change. Loan rates are subject to approved credit. APR's and loan length will be determined by credit worthiness. APR's are based on a $30,000.00 car loan over the stated loan term according to vehicle year and include a $50.00 document fee. Mortgage Rates
APR's are based on a $150,000.00 loan over the stated loan term and include a $250.00 document fee, a $3.75 flood determination servicing fee,and a 0.25% Market Condition fee. All rates subject to credit approval and rate lock confirmation. We also offer 2nd mortgages and Home Equity Lines of Credit. Call us at 636-8214 (Athens), 487-7766 (Springfield) or 632-5500 (Petersburg) for a current rate quote. Ag and Commercial Loans We offer a variety of rate and term packages to meet your farm and business financing needs. From seasonal operating loans to term equipment or commercial real estate financing, we have the loan product to match. Call us at 636-8214(Athens), 487-7766 (Springfield) or 632-5500 (Petersburg) for a current rate quote. Construction Loans Let us be your first choice for home construction financing. We offer rates as low as 6.096% APR**(5.500% stated interest rate) to build the home of your dreams. Call us today so we can help you get started. **APR is annual percentage rate. APR is calculated on a $150,000 loan over 7 months with a single payoff payment. Multiple advances/draws are allowed. Rate quoted is "as low as" and subject to change. Loan rate is only good on primary residence and is subject to approved credit. |
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