Athens State Bank

Rates

Deposit Accounts
(last updated 6-21-2016 at 9:00am)
Account Type Basic Annual Percentage Yield (APY) Basic Interest Rate Minimum Deposit To Open Minimum Balance To Obtain APY
Super Now 0.10% 0.10% $100 No Min
Savings ** 0.10% 0.10% $100 No Min
Christmas Club/ Back Pack Club 0.10% 0.10% No Min No Min
Money Market Rates *
Up to $10,000.00 0.10% 0.10% $2,500 No min
$10,000.01 - $50,000.00 0.15% 0.15% $2,500 No min
$50,000.01 - $100,000.00 0.15% 0.15% $2,500 No min
$100,000.01 - $500,000.00 0.20% 0.20% $2,500 No min
$500,000.01 - $1,500,000.00 0.20% 0.20% $2,500 No min
$1,500,000.01 and up 0.20% 0.20% $2,500 No min
Business Interest-Bearing Checking*
Up to $5,000.00 0.10% 0.10% $100 No Min
$5,000.01 - $50,000.00 0.10% 0.10% $100 No Min
$50,000.01 - $100,000.00 0.15% 0.15% $100 No Min
$100,000.01 and up 0.20% 0.20% $100 No Min
Daily balance (the amount of principal in the account each day)
*at our discretion, we may change the interest rate on this tier
**Accrued interest not paid on Closed Accounts
**Fees could reduce earnings
Certificates of Deposit (CDs)*
(last updated 6-21-2016 at 9:00am)
Term Annual Percentage Yield (APY) Interest Rate Minimum Deposit to Open Minimum Balance to Obtain APY
1-Month 0.10% 0.10% $1,000 $1,000
3-Month 0.15% 0.15% $1,000 $1,000
6-Month 0.25% 0.25% $1,000 $1,000
7-Month 0.25% 0.25% $1,000 $1,000
12-Month 0.40% 0.40% $1,000 $1,000
18-Month 0.50% 0.50% $1,000 $1,000
24-Month 0.75% 0.75% $1,000 $1,000
30-Month 0.80% 0.80% $1,000 $1,000
36-Month 1.00% 1.00% $1,000 $1,000
48-Month 1.31% 1.30% $1,000 $1,000
60-Month 1.51% 1.50% $1,000 $1,000
Jumbo CD $100,000 or more. Effective 3/15/2008, there is no premium offered on Jumbo CD's. We will continue to monitor market conditions and adjust our CD pricing accordingly.
*Substantial penalty for early withdrawal of Certificates of Deposit
-Fees could reduce earnings on accounts
Individual Retirement Accounts 1.00% 1.00% $100 No Min
Auto Rates
(last updated 5-11-2016 at 10:00am)
Model Year Term Rate APR
2013 - 2016 72 months 3.000% 3.089%
2013 - 2016 60 months 2.750% 2.854%
2010 - 2012 60 months 4.250% 4.352%
2006 - 2009 48 months 6.250% 6.378%
Longer terms available, call bank for details
**APR is annual percentage rate. Rate quoted is "as low as", which is a premium rate for customers with EXCELLENT CREDIT (720 or greater credit score) and automatic payment, and is subject to change. Loan rates are subject to approved credit. APR's and loan length will be determined by credit worthiness. APR's are based on a $30,000.00 car loan over the stated loan term according to vehicle year and include a $75.00 document fee. Rates listed are Standard Rates and do not reflect current or previous specials.
Mortgage Rates
For today's Mortgage Rates, please click here to visit our Mortgage Center