Loans & Credit


Your home is probably the biggest single investment you will ever make. Trust your financing to your locally-owned and operated bank, Athens State Bank (NMLS #462014) . We offer balloon mortgages, as well as long-term fixed rate mortgages. Whether you are purchasing or refinancing, let us find a mortgage product to meet your needs.

Need to remodel, or consolidate credit card bills, or maybe purchase a car for your teen driver? All these and more are reasons to contact us for a second mortgage on your home. Tap into your home equity to finance these short-term debt needs. Talk to your tax advisor, the interest on these loans may even be tax-deductible.

Ready to get a head start on the application process? Visit our Mortgage Center to view current rates, calculate your monthly payment, and apply online.

Athens State Bank Mortgage Center