Loans & Credit

Student Loans

College Loans

There are many ways to pay for the cost of a higher education. After considering all your federal loans,scholarships and grants you may still have a gap you need to cover to pay your total college costs. Athens State Bank works with the iHELP Student Loan Program to provide you an attractive private student loan that can help you cover that gap.

  • Competitive interest rates
  • No origination fees
  • Flexible repayment options
  • Easy to apply
  • Personal assistance every step of the way
  • No payments required while enrolled at least half-time


Click Here to begin the application process


Consolidation Loans

Athens State Bank works with the iHELP Student Loan program to offer student loan consolidation. Consolidating your Federal, Parent Plus and Private student loans is a great way to simplify your life and possibly reduce your student loan payments.

  • Simplify repayment with a single monthly payment
  • Flexibility of fixed or variable interest rates
  • No origination fees
  • No prepayment penalty


Click Here to begin the application process