Your home is probably the biggest single investment you will ever make. Trust your financing to your locally-owned and operated bank, Athens State Bank (NMLS #462014). We offer balloon mortgages, as well as long-term fixed rate mortgages. Whether you are purchasing or refinancing, let us find a mortgage product to meet your needs.

Need to remodel, or consolidate credit card bills, or maybe purchase a car for your teen driver? All these and more are reasons to contact us for a second mortgage on your home. Tap into your home equity to finance these short-term debt needs. Talk to your tax advisor, the interest on these loans may even be tax-deductible.

Ready to get a head start on the application process? Simply click here to launch our fillable application. Complete it, print it out, and bring it into one of our convenient branches where one of our friendly Mortgage Lenders will assist you!

Visit our Rates page to see the current, competitive mortgage rates.

Don't forget to use our Mortgage Calculators to assist you with payment information.

Helpful Mortgage Links: Application - Rates - Calculators