Personal

CDS & IRAS

CDs

Our CD customers determine how to invest their money by selecting the rate and term that fits their financial goals. The terms range from 30 days to 36 months. 

A minimum opening balance of $1000.00 is required, with interest typically compounded and credited monthly to your account. You can also elect to have interest paid quarterly, semiannually or at maturity with interest being automatically transferred to one of your deposit accounts or an interest check being mailed directly to you.

Please visit our rates page for current offerings.


IRAs

Our IRA savings accounts enable you to save for the future with a higher rate of interest applied to the account semiannually. IRA deposits are limited, by law, to a predetermined annual contribution, ask your tax adviser for detailed information on establishing an account.

If you close your account before interest is credited, you will not receive the accrued interest, unless you are 59 1/2 or older.